Citizens Bank is dedicated to being the premier community financial institution in the County by offering high-quality financial products and services at exceptional value. We provide a supportive work environment for our employees, serve our communities with integrity, and deliver strong financial performance for our stockholders.
Since our founding in 1929, just before the Wall Street Crash, we have grown significantly. Starting with $30,000 in capital and 59 stockholders, we now have over 700 stockholders and one of the highest Capital-to-Asset ratios in Tennessee, making us one of the safest banks in the nation.
With seven branches across Smith, White, and Putnam Counties, we offer state-of-the-art services such as 24-Hour Telephone Banking and Internet Banking, while remaining focused on personal service and community involvement.
Citizens Bank remains committed to independence, growth, and meeting the financial needs of our customers and communities.