Certificate of Deposit

Our Certificates of Deposits offer guaranteed yields, flexibility, and the safety of FDIC insurance. That’s because you lock in a high yield that’s guaranteed from the day you open the account until the day it matures. You know exactly what return you’ll get and when you’ll get it.

• Citizens Bank offers a wide variety of certificates.
• With a deposit of $1,000 or more, you can invest for a period of 31 days up to 60 months with a guaranteed return on your money.

Your investment is safe because Citizens Bank CDs are backed by the Federal Deposit Insurance Corporation for up to $250,000 per individual – making them as safe as any investment in the world.

We offer Certificates of Deposit in a broad range of maturities, each designed with a particular goal in mind. And, for as little as $1000, you can open your own CD. To help you decide which CD will best meet your needs, take our One-Minute Certificate of Deposit Test. Then request a CD quote from one of our Customer Services Representatives today at at any of our convenient locations.

• Short-Term CDs. Short term savings certificates, usually up to 3 months, offer you the fastest, readiest access to your money.
• Medium-Term CDs. Our 6 to 24 month medium-term CDs offer you higher yields than shorter term CDs.
• Long-Term CDs. If you have a long-term outlook, our CDs with maturities of 2 years or more reward you with the highest yields we have to offer.